Getting a MyOwnArizona pre-approval is a good idea. Not only will closing your purchase go more smoothly, you'll find that your negotiating position is much stronger when pre-approved for a loan. Sellers will know that you're serious and able to make a deal and they'll treat you that way. Having a strong pre-approval can sometimes make the difference in getting your offer accepted.
Mortgage Pre-Approval from MyOwnArizona™ network of experienced Tucson lenders not only guarantees your conventional mortgage financing and shows your pre-approved credit limit for mortgage financing, but shows Tucson sellers that this means a sale to you and will close quickly.
1. Tucson Mortgage Pre-Qualification: This is basically an opinion by a lender that states what they believe they can lend you based on information you told them. This is unverified information and does not guarantee an actual loan. The mortgage lender can decide to not give you a loan if later it is discovered that the information you provided was inaccurate. A mortgage pre-qualification letter will include a disclaimer stating this is subject to verification of credit, income, employment, assets and satisfactory appraisal.
2. Tucson Mortgage Pre-Approval: This is a serious statement of commitment on the Tucson mortgage lender's part. The same information is requested, but this time, the information is verified. The document's terms are typically dependent on a satisfactory property appraisal and no changes in your financial position or market conditions.
Don't worry about credit. The MyOwnArizona™ network of Tucson loan services are ready to work to get you the best mortgage loans available. Tell us a little about your current needs and we will use that information to match you with just the right Tucson loan package. Simply enter your contact info below and we'll get back to you right away. Please note: Pre-Qualification nor Pre-Approval obligates you to borrow from MyOwnArizona™
Contact us at: info@MyOwnArizona.com for Tucson & Southern Arizona real estate.
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